If you invest in phone insurance, then you make sure your device is protected in case it gets accidentally damaged, lost or stolen.
When you lose your phone or it gets stolen, don’t end up paying for an existing contract AND a new phone.
A phone insurance will cover the cost of manufacturer parts for repairs, and you avoid using non-manufacturer-approved parts.
Also bear in mind that third-party phone insurance policies can potentially be cheaper than the insurance cover offered by the phone manufacturer or network provider.
A phone insurance will cover you if you get your phone stolen, lose it, or damage it (i.e. cracked screen, water damage, battery replacement, etc.).
Read More Here: https://www.moneysupermarket.com/gadget-insurance/mobile-phones/