How to Choose the Best Health Insurance

Category: Money

Here are the steps you should take when it comes to choosing the best health insurance plan for you and your family.

If your job doesn’t provide health insurance go to your marketplace and view your plan options side by side.

Decide which type of plan (i.e. HMO, PPO, EPO or POS) is best for you and your family, and whether you want an HSA-eligible plan.

Avoid plans that exclude your doctor or any local doctors in the provider network.

Think whether you want more health coverage and higher premiums, or maybe lower premiums and higher-out-of-pocket costs.

Make sure any plan you choose will pay for your regular and necessary care, like prescriptions and specialist doctors.

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