I know what you’re thinking. You don’t have a car without car insurance and a home without home insurance. So why go on a holiday without travel insurance? When it comes to your travel insurance though, make sure you know your coverage.
Most travel insurance policies will not cover accidents occurring while participating in extreme adventure activities (e.g. hang gliding, paragliding, or bungee jumping).
A travel insurance won’t cover alcohol or drug related incidents and carelessness in handling your possessions and baggage. Also theft coverage won’t be available if again you recklessly left your belongings unattended.
You won’t get reimbursed for pre-existing conditions or general check-ups. For example, if you have diabetes and need to buy more insulin, you won’t be covered.
Read More Here: https://www.nomadicmatt.com/travel-blogs/travel-insurance/